OPEN HOUSE THIS SATURDAY JANUARY 12, 2019 BETWEEN 11AM-12:30pm
Welcome Home! Spectacular ocean views from this newly constructed luxury townhouse moments from Good Harbor Beach. Enjoy the sunlit and spacious open concept interior with high end finishes, incredible decks and amazing landscaping. Imagine relaxing in front of a modern outdoor fireplace while basking in the views of the ever changing Atlantic. Elegant hardwood floors, SS appliances, high efficiency heat/air systems, (HERS) Home Energy Rated System, custom kitchen & baths with granite/quartz counter tops and home office w/private bath. Retreat in the master suite with spa-like bath, walk-in closet and private deck. Second floor also has two more bedrooms, full bath and laundry. Expansive unfinished lower level with plenty of storage has french doors that open onto a beautiful patio great for outdoor entertaining or consider finishing for additional living space. Attached over-sized one car garage leads into a large mudroom on the main level.
Listed by Felicia Trupiano and Rick Marshall of J Barrett & Company – Gloucester Office
Taxes are hard. But they are a part of life; a challenge for us all to overcome. It doesn’t have to feel overwhelming though. This year we’re bringing in some experts to give everyone a helping hand. If you’ve struggled in the past years getting them done or just want to make sure you are getting the most out of your tax bill, this event is for you.
Join us, along with CPA Howard Frisch & Mary Lou Balbo from Horvitz & Frisch PC. Ask questions, and find out the best way to make the most of your taxes this year.
As usual we’ll provide the food and drink to make it all go down a little easier.
Space is limited.
Please RSVP to firstname.lastname@example.org
Where: Grand Banks
7 Crafts Road, Gloucester
Did you know that there are dozens of owners that would like to sell their Cape Ann and North Shore luxury homes but can’t because the homes aren’t currently on the market? The homes didn’t sell last season and have “expired” or are “canceled”. They are considered “off market” by zillow.com, realtor.com and the multiple listing service so you may not know anything about them.
These off market opportunities are available, they’re just not easy to find.
Interested? Watch the video.
Or just click here for your free list of Off Market Opportunities.
Often in January we make promises to ourselves. New year, new me and all that jazz. Whether you believe in resolutions, or find them hokey and ridiculous, there is never a bad time to check in with yourself and your home. As we go about our lives we accumulate things. It might be mail on the desk, tupperware filling up the fridge, or maybe it’s mental clutter. Whatever needs cleaning out in your life, go for it. It doesn’t matter if you believe in resolutions or not, every day is a new day to start fresh, but it’s up to you to put the work in.
Happy New Year! I hope you all had a festive and wonderful holiday season. As January 2nd is upon us, it’s time to start planning for the year ahead. With that, I want to touch on a few financial and real estate topics that may be beneficial to everyone.
In the beginning of December, all the talk was about increasing interest rates, home prices declining and inventories rising. Now in the beginning of January, things are looking a little different. How is that possible? The Fed increased the benchmark interest rate .25% in December, it’s the holiday season where there tends to be less home buyers and even less sellers and we are going into winter when it’s typically slow. The easiest way to explain this is to look outside.
While the decent winter weather can account for more people buying and selling homes, that has nothing to do with interest rates. I mean the Fed did raise the interest rate in December, so how can mortgage rates dip shortly thereafter? Well it depends which window that mortgage money comes from to fund a home purchase. There are two common ways to get a mortgage, a local or larger bank or a mortgage lender. We at CrossCountry Mortgage happen to be a mortgage lender, which means we lend money directly to the consumer. We are governed by each state’s Division of Banks and are considered a non-depository lending institution. Meaning we don’t provide bank accounts, we just provide money for home purchases and refinances directly to the consumer.
We at CrossCountry, tend to get our money through the secondary market, which is affected more by bonds and the stock market. The price of the mortgage bonds has gone up lately, and that means the yield has gone down. When yields go down, rates go down. So the stock market is beating up the bond yield, which is good for mortgage rates. Local banks tend to get their money from the treasury and fed, and they are the ones who just increased their rates. So with the stock market getting clobbered, here is one bright spot in the financial markets!
So what will really happen with interest rates and housing prices in 2019? It depends on what type of house you want, where you want it, the down payment amount and credit scores.
If you don’t have the answers to the above questions, contact me today for a no-cost and hassle-free mortgage and home ownership consultation!!
email@example.com and 617.688.6891
180 Main Street, Suite A, Gloucester, MA, in historic downtown Gloucester
Wishing everyone a very Happy New Year! I feel very blessed to be doing what I love to do and working with wonderful clients and agents every single day. Looking forward to a very successful real estate year in 2019. Let me help you make 2019 the year you sell or buy the Home of your dreams!
From our HOME to your HOME….Have a wonderful, safe and prosperous New Year!