I WOULD LIKE TO SHARE SOME GREAT NEWS…..

E&V LOGO

Dear Friends and Family,
I am writing to share some very exciting news. I am proud and honored to now be a part of the Engel & Völkers By the Sea Family in Gloucester, MA.  This move is designed to take my business to the next level, while continuously providing outstanding service to you, my client.

My mission has been “Putting Families First”.

I pride myself in making you most welcome as I want my clients, you, to enjoy the process of purchasing a new home or transitioning from the one you have loved.

Every homeowner’s favorite four letter word is SOLD! Getting there sometimes requires some special skills, and I was born for the job. Just ask anyone who’s worked with me. Expert negotiator, marketer, researcher, and hand-holder, I cheerfully and resourcefully usher my clients to closing. My reputation in the marketplace speaks for itself. The foundation of my good name is built on both my legendary client care and my nearly scientific knowledge of the market where I live and work, allowing me to skillfully navigate the demanding and diverse needs of my clients. Throw in some patience, humor and resolve, and you have my unbeatable recipe for success!

It is important for you to know that I take the opportunity to work with you or anyone you refer to me very seriously.

Given the opportunity, I can guarantee that I will deliver results.

EV-McCarthyCharleen

Charleen McCarthy, Global Real Estate Advisor

978-729-1239

charleen.mccarthy@engelvoelkers.com

charleenmccarthy.evrealestate.com

Rates are like the waves, Down and Up

Rates are like the waves, Down and Up

Now that the meteorological season has turned to fall, its not only the weather that is changing, it’s also the economy.  With tropical storms and hurricanes forming in the Caribbean, it seems our interest rate market is forming their own cyclones.

At the beginning of last week, I was able to offer the lowest rates I have given on a 30 year fixed rate since 2013…..3.5%.  I contacted as many clients as I could to take advantage of rates plummeting like a rock.  It was also a good time to refinance because kids are back to school and I can get peoples attention.  That’s no easy feat from July 4th through Labor Day because people have vacations and kids prepare to go back to school.  That’s along with everything else we deal with on a daily basis.  So the timing was perfect for a period of extended low interest rates, or so I thought.

Monday and Tuesday last week I worked late to get all the refinances into the system as I could.  I prepared to work more late nights the rest of the week.  I know when mortgage rates tumble really low out of the blue, they generally don’t last long.  Unfortunately history stayed true and that’s exactly what happened again last week.  First Wednesday we lost .25%.  Then Thursday and then Friday happened with another .125% higher in rate each day.  Rates went from the 3.5% area to now almost 4% in a few days.  All those people I contacted to refinance last week now aren’t able refinance.  Well they can still refinance, but the hundreds of dollars a month they were poised to save went to under $100 a month.  I got in touch with everyone that missed this low point in rate to let them know rates jumped up.   The message I conveyed wasn’t bleak though.

As fast as rates went up, they can go down that fast again.  The mortgage rate forecast for the rest of 2018 is for lower rates and that’s what I expect too.  We will jump on the next rate dip and in the meantime get the refinance process going to make it easier.  It’s not only about interest rates, but it’s also about ease of transaction and knowledge of the financial and real estate markets.

If you want to take advantage of the next wave of lower rates and have an easy refinance process, please feel free to reach out to me.  You can apply online at http://www.northshorehomeloans.com, on the phone at 617.688.6891 or in person at the CrossCountry Mortgage branch in downtown Gloucester (by appointment only).

If you are not sure if you can refinance, and want to make it easy, text me a photo of your current mortgage statement to 617.688.6891 and you will hear from me within the hour (8am-8pm 7 days a week)

Mortgage rates are like waves, and we will catch the next wave and ride it into savings!

Pratt Sign

Curious about Cape Ann Real Estate Prices?

 

IMG_4471If you’re wondering which Gloucester and Rockport homes and condos are for sale, this is an easy way to find out. In the Cape Ann Waterfront Guide, you’ll receive up-to-the-minute information on pricing, size, bedrooms … “the works”. All via email.

Click here and tell us where to email your free report.

Kenny MacCarthy / Bob and Sue McDermott / Gibson Sotheby’s International Realty

Photo: Little River towards the Annisquam, Gloucester MA by Kenny MacCarthy

Wondering what your Cape Ann home is worth?

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The answers are in your free copy of the Gloucester Luxury Report and the Rockport Luxury Report.

If you’re curious about what your Gloucester or Rockport luxury home may be worth, this is an easy way to find out what properties like yours are selling for in today’s market.

Plus: up-to-the-minute statistics on all the homes, in all price ranges, currently for sale as well as those that sold in Gloucester or Rockport over the last 6 months.

Depending on where your home is located, click GloucesterLuxuryReport.com or RockportLuxuryReport.com and we’ll email the report to you immediately.

Kenny MacCarthy I Bob and Sue McDermott I Gibson Sotheby’s International Realty

Grand Banks Showroom Opening

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You may have noticed, but over the past year we’ve been making some changes around here. We are beyond happy with how things have turned out and would like to invite everyone to come join us for a celebration. We’ll have BBQ from the Farm Bar & Grille along with local craft beer and wine. Join us along with all of our vendors, check out our new space, pick up some new Grand Banks gear, and enjoy an evening of food and drink. We are ready to celebrate!

Let us know you’re coming!

Cape Ann Guide To Real Estate Prices

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If you’re curious about which Gloucester and Rockport homes and condos are for sale, this is an easy way to find out. In the Cape Ann Waterfront Guide, you’ll receive up-to-the-minute information on pricing, size, bedrooms and “the works”, all via email.

Click here and tell us where to email your free report.

Kenny MacCarthy / Bob and Sue McDermott / Gibson Sotheby’s International Realty

Photo: Long Beach from the end of Rockport Road, Gloucester MA

Wondering what your home is worth?

1_Front

The answers are in your free copy of the Gloucester or Rockport Luxury Report.

If you’re curious about what your Cape Ann home may be worth, this is an easy way to find out what properties like yours are selling for in today’s market.

Plus: up-to-the-minute statistics on all the homes for sale as well as those that sold in Gloucester or Rockport over the last 6 months in all price ranges.

Just click GloucesterLuxuryReport.com or RockportLuxuryReport.com and we’ll email it to you immediately.

Kenny MacCarthy I Bob and Sue McDermott I Gibson Sotheby’s International Realty