The Fall Checklist for Your Home

One of the first signs of fall is when the windows start to close. As New Englanders, it is a nearly universal point of pride to keep them open for as long as possible. Generally speaking, October 1 is the earliest acceptable date to turn on the thermostat. When the days get shorter and the wind gets colder, the windows start to come down. Closing the windows sets off a chain reaction. It’s a signal that there is more work to be done around the home with the changing of the seasons

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Hubbard Advisors

Are you worried about running out of money?

A person’s biggest financial asset is his or her ability to earn. I work with people who are worried they’ll need to work for the rest of their lives or, worse, run out of money. Einstein is reputed to have said that compound interest is the eighth wonder of the world: those that understand compound interest earn it, and those that don’t pay it. Some of the greatest financial tools ever devised are the least understood. I will educate you in ways you never dreamed possible about balancing financial risk and security. Call me today at (978)290-2462

CLICK HERE TO FILL OUT A REQUEST FOR A CONSULTATION OR TO ASK QUESTIONS. Or simply call me at (978)290-2462. Robin Hubbard is a financial advocate, consultant, advisor, planner and coach for individuals, businesses, and investors. An agile, refreshing alternative to franchise firms, I don’t push product but find solutions for individual needs and ambitions.

Buyer or Seller’s Market?

It’s not as simple as “it’s a seller’s market” or “it’s a buyer’s market”. Different price ranges, property types and towns all have their own special niches of volatility. Or they don’t.
Real estate is very localized.
That’s one reason we love to look at the “on market snapshot”: it shows how the price bands of available condos and single family properties in Gloucester and Rockport are faring.
You’ll find an “on market snapshot” in the Cape Ann Waterfront Guide.

Click here to sign up and receive your copy of the Cape Ann Waterfront Guide.

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We hope this helps.
Bob and Sue McDermott • Kenny MacCarthy • Gibson Sotheby’s International

SUCCESSFULLY SOLD!

A GREAT END OF THE WEEK TURNED INTO AN EVEN BETTER START TO THIS WEEK! CONGRATULATIONS TO ALL OF MY SELLER’S AND BUYER’S. WISHING THEM ALL MUCH HAPPINESS AND TO MAKING NEW MEMORIES IN THEIR NEW HOMES! #AMANDAARMSTOUNGGROUP #ENGEL&VÖLKERSBYTHESEA

SUCCESSFULLY SOLD!

CONGRATULATIONS TO MY BUYER

500 COLONIAL DRIVE, UNIT 103, IPSWICH

SOLD $295,000

SUCCESSFULLY SOLD!

CONGRATULATIONS TO MY SELLER & BUYER

5 OAKLAND AVE., ROCKPORT

SOLD $483,000

SUCCESSFULLY SOLD!

CONGRATULATIONS TO MY SELLERS & BUYERS

173 THATCHER RD., ROCKPORT

SOLD $640,000

CHARLEEN MCCARTHY GLOBAL REAL ESTATE ADVISOR AMANDA ARMSTRONG GROUP ENGEL & VÖLKERS BY THE SEA GLOUCESTER, MA 01930 978-729-1239 CHARLEEN.MCCARTHY@EVREALESTATE.COM

HUBBARD ADVISORS

Are you worried about running out of money?

Do you know the difference between a defined benefit plan and a defined contribution plan? Between a simple IRA, a SEP, or a ROTH IRA? Which plans provide guaranteed lifetime income and which do not? Which plans are exposed to the vagaries of equity markets and which are not? The fact is most people contribute to or participate in plans without professional advice or knowledge and don’t have a clue about their real exposure, risks and costs. Before you get too invested in a plan that may or may not provide you with the financial security you desire why not learn whether your plan is what you need and want? Call me today at (978)290-2462

Additionally, as one approaches retirement age, professional advice is essential before applying for social security or Medicare, too, because gaps in Medicare coverage can expose one’s household economy to devastating economic impacts, but, with a little planning, it can all work out for the better. CLICK HERE TO FILL OUT A REQUEST FOR A CONSULTATION OR TO ASK QUESTIONS. Or simply call me at (978)290-2462.

Robin Hubbard is a financial advocate, consultant, advisor, planner and coach for individuals, businesses, and investors. An agile, refreshing alternative to franchise firms, I don’t push product but find solutions for individual needs and ambitions.