5 Ways to Improve Home Efficiency

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Often times when we think of efficiency, we fall into two separate camps. The first thing is using less to save money. The second is environmental, be more efficient to reduce your footprint. I am here to make the case that the two are one and the same. That using less ultimately costs us less, which is better for our environment. Being efficient in our homes this winter means saving money, keeping your home at a cozy temperature and using less resources. It’s a win – win situation.

Keep Reading: https://www.grandbanksbp.com/blogs/blog/5-ways-to-improve-home-efficiency

OPEN HOUSE WEEKEND 11/16 & 11/17 12:00 – 2:00PM

COME AND VIEW THIS BEAUTIFUL WATERVIEW TOWNHOUSE. THE PRICE IS RIGHT!OFFERED AT $729,500. NO FLOOD INSURANCE NEEDED AND REASONABLY PRICED CONDO FEES. MAINTENANCE FREE LIVING. LOOKING TO DOWNSIZE OR BUY A SECOND HOME, THIS ONE IS FOR YOU.  1A STANWOOD POINT, GLOUCESTER, MA 01930

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Welcome Home to spectacular sun rises and amazing water views of the Annisquam River! This three level townhouse is your dream come true. Walk into a bright and inviting kitchen, with a breakfast nook for morning coffee, and fully equipped with top of the line stainless steel Bosch appliances. The cozy living room is complete with fireplace, and the dining area has beautiful French doors leading to your private back deck & patio, all in an easy modern floorplan. Upstairs are two spacious bedrooms, each with en-suite baths and customized walk in closets, and also a convenient laundry room. The finished lower level includes a third bedroom, full bath, family room & lots more storage space. Other outstanding features include a mudroom, an outdoor entertaining area with private patio & firepit to enjoy all year, an outdoor shower & security system. The location of this home is one of its most compelling features- walking distance to Gloucester Boulevard, Stage Fort Park & much more.

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Charleen McCarthy
Global Real Estate Advisor
Engel & Völkers By the Sea
120 Main Street
Gloucester, MA 01930
Cell: 978-729-1239
charleen.mccarthy@evrealestate.com
charleen.mccarthy@engelvoelkers.com
Download my mobile app: app.evrealestate.com/EVCharleenMcCarthy

 

Seasons Savings

Seasons Savings

Well it seems the weather went from shorts to winter jackets in a flash.  A few weeks ago it was beach weather, and now snowflakes could be in the air by week’s end.  This time of year is all about family, holidays, and bills!

You probably heard last week that the Fed reduced the benchmark lending rate by .25%.  This is something that we expected and I had prepared my clients to be ready to jump when rates dropped.  Why did I want them to jump?  Thirty year mortgage rates are not tied to the Fed benchmark rates, but more to the 10 year treasuries.  The 10 year moves in line with the stock market, and that has been at record highs recently.  When the stock market goes up, generally the yield on 10 year treasuries generally go up.  That means mortgage rates go up.  However, when the Fed reduces rates, the yields generally go down and you get better rates.  Today we have both lower yields and a record stock market.  That’s why we have to jump on low rates when we have them.  These rates will move on both fronts, which makes rates volatile.  My clients, who took my advice, got great deals last week and this week.

When setting up these refinances and talking to clients about how it works, one thing kept jumping out at me.  It’s that all of these refinances are closing between Thanksgiving and Christmas.  Because of that, my clients who are refinancing are going to skip a December or January mortgage, or both!  That is a great side benefit of refinancing this time of year.  You can get a little bit of cash flow for the holiday shopping season. Furthermore, I am having my clients get their year-end financials in place so when February 2020 comes, they are ready to do their taxes since their paperwork is altogether.

If you are interested in saving money, generating cash flow during the holidays, and getting your financial affairs in order, please contact me today.  Talking to me is always free.  Preapprovals and credit reports are free too.  Contact me today in person at my office at 180 Main Street in Gloucester, email at brandon.pratt@myccmortgage.com, phone or text at 617.688.6891 or online at http://www.northshorehomeloans.com

Here’s to a great holiday savings season!

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1A Stanwood Point, Gloucester, MA Amazing River Views and Spectacular Sun Rises Offered at $735,000

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1A Stanwood Point, Gloucester, MA

Amazing River Views and Spectacular Sun Rises

Welcome Home to spectacular sun rises and amazing water views of the Annisquam River! This three level townhouse is your dream come true. Walk into a bright and inviting kitchen, with a breakfast nook for morning coffee, and fully equipped with top of the line stainless steel Bosch appliances. The cozy living room is complete with fireplace, and the dining area has beautiful French doors leading to your private back deck & patio, all in an easy modern floorplan. Upstairs are two spacious bedrooms, each with en-suite baths and walk in closets, and also a convenient laundry room. The finished lower level includes a third bedroom, full bath, family room & lots more storage space. Other outstanding features include a mudroom, an outdoor entertaining area with private patio & firepit to enjoy all year, an outdoor shower & security system. The location of this home is one of its most compelling features- walking distance to Gloucester Boulevard, Stage Fort Park & much more.

Let us help you achieve the life you aspire to live — from your home, travel adventures and beyond.
For nearly three decades, GG has been a premium magazine published by Engel & Völkers that showcases global architecture, design, fashion, travel and lifestyle while spotlighting artists and personalities who influence international style.

Contact:

Charleen McCarthy

Global Real Estate Advisor
Engel & Völkers By the Sea
120 Main Street
Gloucester, MA  978-729-1239

NEW PRICE…AND UPCOMING OPEN HOUSE, SUNDAY, 10/20 1:00 – 2:30PM

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COME SEE FOR YOURSELF!

$759,000 GREAT NEW PRICE! OPEN HOUSE SUNDAY 10/20 1:00 – 2:30PM.

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1 Stanwood Pt., Gloucester, MA

$759,000 – 3 BEDS, 4 BATHS, 2,157 SQ FT.

Welcome Home to spectacular sun rises and amazing water views of the Annisquam River!This three level townhouse is your dream come true. Walk into a bright and inviting kitchen, with a breakfast nook for morning coffee, and fully equipped with top…
CLICK HERE TO LEARN MORE

 

Charleen McCarthy
Global Real Estate Advisor

Engel & Völkers By the Sea
978-729-1239
Charleen.McCarthy@engelvoelkers.com
charleenmccarthy@evrealestate.com

We’re Hiring! Entry Level Designer

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Grand Banks is looking for a well organized entry level kitchen designer to join our growing team. The right candidate will have great communication, enjoy talking to people, and is good with attention to details. Our home base is located in Gloucester, MA, but we are opening a second location in Waltham to help serve the MetroWest community.

The ideal candidate will be responsible for assisting and working with our kitchen design team. This job will require administrative duties, as well as assisting the team with showroom coordination. This position is a great opportunity for recent graduates or for someone looking to get more experience in design while working within a quickly growing dynamic company.

We offer a fast-paced, open work environment with great benefits for a creative, enthusiastic candidate who is eager to learn new things. You can meet our team here, www.grandbanksbp.com/pages/our-team.

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OPEN HOUSES THIS WEEKEND

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New Waterview Townhouse on Little River. Gorgeous views from your deck or private patio with Firepit. Outdoor shower was just installed and it comes with your own MOORING! 3 Bedroom, 3 1/2 Bath Townhouse with 3 levels of living space. 1A Stanwood Point, Gloucester Listed at $799,000

Come and tour this beautiful Property this weekend at one of the Open Houses. 

Saturday & Sunday 11:30-1:00PM  This could be yours in time for the Holidays!

 

EV-McCarthyCharleen