Meet the Professional: Townsend Energy

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We know that there is a lot that goes into your home. And for many it can be overwhelming. Sometimes you just need to be able to talk to a real life person, a professional who can answer all your questions, without a 100 google searches.

Join us for a happy hour Thursday Feb 20th and do just that!

We’ll have the professionals from Townsend Energy here to answer any & all your HVAC questions. We even have a couple special offers on the table:


$300 OFF a NEW Heating or Air Conditioning System


$100 CREDIT when you sign-up for Automatic Heating or Propane Delivery* 


These offers are only eligible if you join us for Happy Hour Thursday February 20th. Come have a drink, a snack and a sweet discount on your HVAC system!

If these are not the professionals you’ve been looking for, stay tuned! We’ll have a host of pro’s coming through our doors for happy hour to help you with your home.

For more info or if you have any questions please contact

MTP Townsend

Visit our website

Above + Beyond Custom Cabinetry

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While often relegated to the kitchen, cabinetry has a place in creating spaces throughout your designs. Join us for a lunch with our custom cabinetry line, Plain & Fancy, to learn about all the possibilities these handcrafted cabinets have to offer!

Plain & Fancy is a family run business, handcrafted in the USA since 1968 and featured on This Old House.  Let us show you all the extra features, accessories and craftsmanship that make Plain & Fancy a leader in the industry for custom cabinetry.

Learn More

Space is limited, please RSVP today!

Coronoavirus fears cools Mortgage Rates

Coronoavirus fears cools Mortgage Rates

What does a virus that started in China have to do with the economy in the United States?  Well if you have a 401k, stock account or any other retirement account, it means a lot.  If you own a house, it means a real lot….of money in your pocket!

Mortgage rates today are the lowest I have seen since 2013, or 6-7 years.  Rates today are in the mid 3’s and that’s down almost a 1.5% since this time last year.  If you have purchased a home in the past 12-24 months with a down payment less than 20% and a rate with a 4 or higher in front of it, we need to talk.  Chances are you are paying PMI in addition to the way above market mortgage rate.  You could end savings thousands of dollars without even realizing it.  That’s why I am here!

It’s tax season now and you should have the information available that I need to figure out how much you can save.  All I need is a current mortgage statement, recent paystub and 2019 W2.  I also have special and discounted closing costs for mentioning you saw this post on Good Morning Gloucester’s Cape Ann Home.

Email, call or visit me today for your no-cost home-mortgage review.  It takes only a few minutes to save a few thousand dollars.

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Credit Scores & Mortgages

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Higher is better. Will your scores be going down soon?
In January, Fair Isaac Corp., the company behind the FICO credit score, announced that its latest model will start incorporating consumers’ debt levels into their scores.
According to FICO estimates:

►About 110 million consumers will see a change to their score under the new model.

►Roughly 40 million will see a shift upward over 20 points.

►Another 40 million will see a shift downward over 20 points.

If your plans for 2020 include buying a new home or refinancing your current loan, let’s discuss how these changes in credit scores could affect your timetable. We’re here to answer your questions!
Brandon Pratt
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Loan Originator
D: 617-688-6891
M: 617.688.6891

Apply Now

The Brandon Pratt Team
CrossCountry Mortgage, LLC
180 Main Street Unit A
Gloucester, MA 01930