Beautiful Sunsets at 5 Stanwood Point!

We are getting closer and closer to the completion of 5 Stanwood Point, Unit B, Gloucester. Beautiful New Construction right on the Annisquam River. 3 Bedroom, 3.5 Bath Townhome with private Deck, and 2 patios, one with a stone Firepit! Lots of private space to relax and watch many breathtaking sunsets! Schedule a showing with me today!Charleen McCarthy, Coldwell Banker Residential Brokerage. New Listing At 5 Stanwood Point Unit B, Gloucester $899,900

pic collage 5 Stanwood Point

Salem News Online Ad

Preparing your home this winter for a Spring Sale!

Preparing your home this winter for a Spring Sale!

There is so much information in this great article from Coldwell Banker Residential Brokerage – New England that you need to consider reading if you are planning on getting your home ready to List!!! Whether you are the homeowner who wants to wait until spring to Sell, or you are the homeowner who wants to get a jumpstart before  SPRING RUSH,  contact me so we can get your home SOLD! I am here to answer any questions you have before putting that FOR SALE sign in your yard! 

LINK: Preparing your home this winter for a SPRING Sale
Salem News Online Ad



A New Home for the Holidays?

Every day people ask me when is the best time to buy a home.  Without fail, I usually say it’s one of two times a year….July 4th to Labor Day and Thanksgiving to Valentines Day.  We are currently in one of those times of the year, but this year seems a little different. Let me explain why these two times of the year are good to be a home buyer.

First reason why these times of the year are best for home buyers is simple, less demand and less people.  These are the two times of the year where people take vacations around holidays.  July 4th to Labor Day, everyone is at the beach, on their boats or someplace having fun.  It’s not a time to think about school systems and uprooting their kids before school starts for the year.  So it’s a good time in the real estate business to take a break that time of year.  The other time, Thanksgiving to Valentines is a longer period of time, and a little more complex.  This time of year you have people travelling for the holidays, the holidays themselves and vacations through the new year.  The January to Valentines period is the lull before the spring market.  This is a result of some real estate agents feeling sellers must wait for the leaves to come out and the grass to turn green before they list their house for sale, so the pictures online look better.  Plus there is snow, sand and salt that sellers need to clean up after open houses.  Because of this thinking, what you get are frenzies during the home buying year with a flood of sellers and buyers, that makes certain times of the year harder to buy and sell than others.

The good news is that there are people like myself who feel it’s best to wait for these spurts to subside and try to get better deals.  The old saying is to buy low and sell high.  So I usually advise people to sell during the busy periods, wait a couple months, and then buy during a slower period of time.  The end of the year is especially true as interest rates usually drop (at least become more stable), less buyers are looking at houses, desperate sellers wanting to get rid of their homes before years end and potential tax considerations.

So do I feel that way in 2018?   The answer is kind of.  I’m finding this holiday season turning into one of the busiest home buying seasons in memory and it’s exactly for the aforementioned reasons.  Interest rates are rising, and are projected to continue to do so.  Interest rates today are anything but stable, with the stock market moving up and down 300 points on a daily basis, and murmurs of a bear market in the distance.  There are more people out and about during this holiday than years before, and that’s because prices are dropping for the first time in a while.  And according to MLS data, single family homes that are currently for sale in Gloucester at all price ranges are averaging 119 days on the market.  During the spring and summer, there were multiple offers on every house after the first open house, with the sales prices routinely going above the list price.  Now homes are sitting longer, prices are dropping and rates are rising.

So is this the time to buy a home?  Well it depends on a lot of factors.  The first step is you need to talk to real estate professionals, and first is a mortgage banker like myself.  A mortgage consultation is always free, so you have nothing to lose.  You can get your credit run for free, receive a complimentary debt to income analysis and preapproval letter if you qualify.  From there you can talk to a real estate agent, because now you now what you can afford, where you can afford and what it will take to buy a home.  Plus one of the first things a real estate agent is going to ask, have you been preapproved by a reputable lender?

So is this the season to buy a home?  Let’s find out.

Brandon Pratt- NMLS 46922

CrossCountry Mortgage, 180 Main Street, Gloucester, MA

Direct 617.688.6891 and

NMLS3029 | NMLS1605090

CrossCountry Mortgage, Inc. is a licensed mortgage lender in the Commonwealth of Massachusetts.

Licensed by the New Hampshire Banking Department


Practice Gratitude

practicing gratitude

There is a lot for us to be grateful for, but it’s easy to forget how lucky we are to live here. We take the things and the people we see every day for granted. It happens. The holidays are a perfect time to reconnect with gratitude, to step back, take a breath, and appreciate all of the gifts we have.

Practicing gratitude can help you sit at the table with the family members you don’t agree with. It’s important to remember that we are all just people doing the best we can. And when we come to the table with that in our minds, it’s a lot easier to find gratitude and enjoy the gifts of the holidays.

Read the full blog post here:

The Condo Conundrum

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Since you might be looking (or know someone that’s looking), you should be aware of the fact that there are twice as many condos for sale in Gloucester today as there were last year.
That’s the subject of this week’s MarketWatch. Click here to watch.
FYI here are some of the “luxury” units available now:
  • 78 Thatcher Road – 6 units – $1.1M+
  • 74 Thatcher Road – 6 – 8 units – $1M+
  • 45 Riverside Ave – 10 units – $1.1M+
  • Surf Village – 8 units – $1M+
  • 4-6 Eastern Point Blvd – 6 units – $1M+
  • 10 Grapevine Road – 3 units – $869K+
  • 7 Boulder Ave – $1.2M
  • 103 Eastern Ave – $899K
  • 5 Stanwood Point – $899K
  • 30 Raven Lane – $1.175M

Prepared by McDermott & MacCarthy of Gibson Sotheby’s International Realty. Visit for your free waterfront report.

Just Sold! Charleen McCarthy Coldwell Banker Residential Brokerage

Have a home to sell? Let me be your Real Estate Agent and get a SOLD sign in your front lawn!

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JUST SOLD! 4 Patricia Rd. Danvers

Salem News Online Ad

Marketing 5 Stanwood Pt. UB


Water Front Living at its best! NEW construction where the Little River meets the Annisquam. Beautiful new Townhomes being built. 3 of the 4 units are SOLD, with Unit B the last until the next phase of several others duplexes are built. SPECTACULAR PANORAMIC WATER VIEWS and low maintenance living in this spacious 3 Bdrm., 3 1/2 bath LUXURY condominium offering THREE finished levels. Walk into the bright open kitchen w/ breakfast nook and dining area, LR w/ fireplace, a 1/2 Bath and French Doors leading you to the deck with breathtaking views of the RIVER. The 2nd flr. offers 2 Bdrms. with en-suite baths and a Laundry Room. Finished lower level with a 3rd Bdrm., FULL BATH, STORAGE SPACE and bonus room/FR w/ WALKOUT access to your 2 patio spaces. 1 w/ your own exclusive fire pit! Public BEACH on the river and boat landing within walking distance. Close to MBTA Commuter Rail, Wingaersheek Beach, Stage Fort Park, the Gloucester Boulevard and many FINE restaurants Gloucester has to offer.

New Listing At 5 Stanwood Point Unit B, Gloucester $899,900

Digital Marketing Event

Digital Marketing Event

Digital Marketing

Come learn about the best digital marketing opportunities for you and your business from the professionals at Bluefish Digital.

I’ve been hearing a lot of “I have enough work for the next 3 years, I don’t need to be online” from people. And I understand that many of you have been in business for years and have never needed a website or even thought about having an instagram. But how many of you have had a job fall through when circumstances change? How much time have you spent scrambling to line up work? Having an online presence is crucial for your business today. The time to set up your site in not when you need the work, the time to establish yourself online is when you have the time to do it right.

We’ll be providing food and drink, because no one likes learning on an empty stomach.

Space is limited.
Please RSVP to 

When: Thursday, Nov 15 

Where: Grand Banks